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Loot, gold & Magic Find

Understand eligibility and diminishing returns before chasing a drop.

D2 Survivors loot screenshot
Loot in the game’s public gameplay preview.

A unique must be eligible

The captured unique-selection code checks the unique’s Survivors level and its base item’s source quality level against the loot context. The unique catalog is therefore a list of definitions, not a guarantee that every entry can drop everywhere.

Magic Find is not a flat unique chance

The source includes diminishing-return helpers. Its quality-specific effective Magic Find is floor(MF × C / (MF + C)) for nonnegative MF, with C = 250 for unique, 500 for set and 600 for rare. Item-ratio checks, item eligibility, minimum quality and encounter modifiers also participate.

Magic FindUnique effective MFRare effective MF
000
504146
1007185
200111150
300136200
500166272

Gold and persistent upgrades

Difficulty gold multipliers are 1×, 2× and 3×. Camp upgrades include separate Gold Find and Magic Find bonuses. Favor a build that can survive and collect its rewards consistently.

Related: Camp Upgrades · Equipment & inventory